Aetna Coverage for Addiction Treatment
At Boca Detox Center you will take the first step in your recovery by detoxifying from harmful substances in a comfortable, luxurious environment. Your individualized treatment plan will support you in the process and minimize your withdrawal symptoms. We’re here for you when you’re ready to detoxify from alcohol or drugs, and we’ll make sure that your Aetna health plan is there for you too.
As you begin on this hopeful journey, worries about money should be last on your mind. At our insurance-friendly detox center, our compassionate and knowledgeable staff will assist you with leveraging your insurance plan to get the most from your coverage during your stay. Patients with Aetna health plans may contact their healthcare provider directly to inquire about benefits, although the most efficient way to find out if your plan covers services at Boca Detox Center is to call us directly at 877-337-9077. Our insurance specialists can verify our ability to work with your insurance plan in a brief, 20-minute phone call.
Aetna offers individual or employer-based health plans, as well as plans through Medicare and Medicaid. It’s estimated that 39 million Americans rely on Aetna, a CVS Health company, for their health insurance needs. Over 700,000 primary care doctors and specialists are included within Aetna’s network of 1.2 million health care providers, operating at over 5,700 facilities.
Aetna understands the need to proactively tackle substance abuse and offer treatment and has joined the fight against America’s opioid epidemic. The Aetna Foundation recently granted the Florida Alcohol and Drug Abuse Association (FADAA) with $1 million and has provided similar funding in other states. Through Aetna’s Guardian Angel program, specially trained nurse practitioners act as case managers to get those who’ve experienced overdoses into treatment. At Boca Detox Center, we are proud to work with partners such as Aetna to ensure that everyone in our care is able to leverage their insurance plan most effectively.
Your plan may be an Exclusive Provider Organization (EPO), or a Health Maintenance Organization (HMO) plan which requires you to visit an in-network facility. You may have a Point of Service (POS) plan or a Preferred Provider Organization (PPO) plan with access to out-of-network providers. Either way, we will work closely with you to ensure that any preauthorization or referral requirements are met.
The amount of your policy’s deductible and co-payments will also impact your coverage amounts. In general, plans with the lowest monthly payments have high deductibles and cover approximately 60% of medical costs. Plans with lower deductibles and up to 90% of medical cost coverage may have much higher monthly payments. Aetna’s benefits for detoxification services and withdrawal medications will vary depending on several factors. These factors include whether, or not, your plan is an individual plan or employer-based plan, your history of alcohol and drug abuse, your specific plan coverage, and your treatment needs, such as medications required and the length of your stay.
Fortunately, since the 2008 Mental Health Parity and Addiction Equity Act, health insurance plans offered through the Health Insurance Marketplace must offer protections and benefits to the insured for substance abuse treatment that equal those offered for general medical or surgical care. Limits to substance abuse treatment covered by this law include:
- Financial Limits – deductibles and co-payments can be no more restrictive
- Treatment Limits – number of days or visits covered must be the same
- Care Management – preauthorization requirements can be no more restrictive
If yours is an employer-based plan, you may have substance abuse coverage through any of Aetna’s Behavioral Health programs included in your coverage. This coverage may significantly reduce your out-of-pocket costs, and even more so when you select a provider within Aetna’s network of care.
At Boca Detox Center we will work closely with you to ensure that your insurance coverage is maximized for your treatment and medications for the duration of your stay. We are able to access out-of-network coverage for most insurance providers, and our knowledgeable staff understands the ins and outs of your specific plan. Call us directly at 877-337-9077 to confidentially discuss your policy and treatment history with one of our insurance specialists.
Boca Detox Center is a place for you to comfortably and safely eliminate physical dependence on substances – and leaving behind the stress of the cost of your treatment is part of a comfortable experience. We will work to ensure that every client who wishes to use insurance while with us has the ability to do so.